3D Secure is an additional security layer for online credit and debit card transactions. By asking the user to confirm a payment that they are making online, 3D Secure provides an extra layer of security.
Since users confirm 3D Secure transactions using their paired phone, it reduces the risk of someone using your card without your consent, for example, if your wallet was stolen.
It’s automatically enabled when you activate your card. No additional passwords are required. If you do not like to use it anymore, you can always sign off. Just let us know.