How long does a SEPA transfer take? 03 September 2018 12:41 Updated Transfers within the SEPA zone usually take around two working days to arrive in the recipient's bank account. Related articles Which countries are in the SEPA zone? What types of transfers can be made using the Bitwala user account? How to make a Euro transfer? What is a SEPA transfer? Which currencies are supported by the Bitwala user account?